The regulations in Lebanon stipulate for three compulsory insurance policies:

Motor Insurance
Owners of motor vehicles registered in Lebanon must obtain an insurance policy covering third party liability in cases of bodily injury and material damage. The stipulations to organize material damage are being designed.
Foreign Workers Insurance
Persons employing a foreign worker must obtain an insurance policy covering death, disability, and medical expenditures.
Hunting Insurance
Owners of a hunting license must obtain an insurance policy covering third party liability in cases of bodily injury and material damage.

Other insurance lines may become compulsory in the future.

Motor Insurance – Third Party Liability Bodily Injury

What you should know about compulsory motor insurance

This insurance is legally required for every vehicle registered in Lebanon
The corresponding insurance policy has standard wording and covers
The insurance policy must be purchased from an insurance company licensed to operate in Lebanon

The compulsory insurance covers bodily injury and/or death caused by the insured vehicle to a third party.
Injuries caused to the driver and/or the owner of the vehicle, or any person related to the owner, are not covered under this policy
The standard policy terms and conditions can be found here

The limits of the cover, and the minimum and maximum tariffs according to the vehicle’s type are as follows:

Motor Compulsory Premiums

Notes:

The tariff is inclusive of intermediaries’ commissions
The tariff does not include the stamps and duties applicable as per the prevailing regulations.
These include:
– Proportional stamps of 5%
– Fixed stamps of 2,000 LBP
– Municipality taxes of 6%

When purchasing your compulsory insurance policy, make sure it is priced according to the tariff specified by law (see exhibit above). An under-priced policy may not provide you with the adequate coverage in case of claim
It is also important that you make sure you receive two carbon copies of your policy from your insurer:
– A copy on blank paper for your own records. This copy should be kept in your vehicle at all times
– A copy on yellow paper for the vehicles’ registration authority (Mécanique)

Every person residing in Lebanon and wishing to employ a foreign worker must acquire an insurance policy
This insurance covers the risks of death and disability, in addition to in-hospital medical expenses
The policy has standard wording, which can be found here

The standard foreign worker insurance covers the following risks:

Maid Worker Insurance Coverage

When purchasing your foreign worker insurance policy, make sure it includes the above schedule of benefits in a clearly exhibited manner
The premium, excluding applicable policy stamps and duties, ranges from 150,000 to 200,000 LBP

Every individual holding a hunting license in Lebanon must obtain a related insurance policy
This insurance provides compensation for the third party against possible damage to third parties related to the act of hunting
The policy has standard wording, which can be found here

The standard hunting insurance covers the following risks:

Hunting Insurance Coverage

The maximum aggregated liability of the policy is 506,250,000 LBP or 750 times the minimum wage, whichever is greater

When purchasing your hunting insurance policy, make sure it includes the above schedule of benefits in a clearly exhibited manner
The policy should further include a detailed exhibit related to the permanent partial disability definitions and severity
The premium, excluding applicable policy stamps and duties, ranges from 150,000 to 200,000 LBP